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Frequently Asked Questions
Deep dives into the model, the AI economy, and what it means for you.
Understanding AI
What actually is AI?
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Is AI sentient? Does it actually think?
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I heard AI thinks humans are stupid — is that true?
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What is AI not?
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What does "not general intelligence — yet" mean?
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The AI Economy
Is AI really going to replace my job?
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How is this different from previous automation waves?
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What about new jobs that AI creates?
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My software engineer friend says he can still code better than AI
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How does AI displacement actually play out across industries?
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Is the SaaS / vendor software model dead?
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Are CEOs and executives at risk too?
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Why are current AI costs "subsidized"?
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The Investor Model
What is the "investor model"?
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What is the 4% safe withdrawal rate?
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Why not just Universal Basic Income (UBI)?
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How realistic is it that displaced workers can accumulate enough?
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What about people who can't invest — low-income workers, the already unemployed?
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The Model
Where does the company data come from?
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What does the S-curve mean?
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What is the "demand feedback loop"?
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What is the supply chain cascade?
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How should I interpret the four scenarios?
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Why does the extreme scenario drop off so much?
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Why does the model assume constant P/E ratios?
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Why don't AI provider profits flow back into company earnings?
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What are the biggest weaknesses of this model?
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Taxation & Government
Why does the deficit explode even when corporate tax revenue rises?
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Why can't we just tax capital gains at income rates to fix it?
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What about a "robot tax" or automation tax?
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Why does debt-to-GDP get so extreme in some scenarios?
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How does the safety net cost work?
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AI Providers
Why does AI provider revenue peak and then decline?
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Where do the ownership stake percentages come from?
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Why aren't Apple and Meta listed as AI provider owners?
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What about training costs vs inference costs?
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How do expanding margins work if costs are falling?
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What happens if one AI provider dominates (monopoly)?
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Pushback & Denial
My company would never replace us with AI
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Won't companies just keep workers and use AI to grow faster?
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What if AI development plateaus and stops improving?
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Isn't this just another hype bubble like crypto?
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Don't we still need humans who understand the code AI writes?
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I'm really good at my job — doesn't skill matter?
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What about trades — plumbers, electricians, carpenters?
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What about creative jobs — artists, musicians, writers?
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The Bigger Picture
Can't regulation stop this?
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Does this only apply to the US?
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Doesn't the investor model just make wealth inequality worse?
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What happens to identity and mental health when work disappears?
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I'm 50 — is it too late for me?
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Taking Action
What should I actually do?
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What investments should I consider?
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How much time do I have?
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I'm already investing in index funds — am I covered?
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What about real estate as an alternative?
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The Bottom Line
This is all really bleak — is there any hope?
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Why isn't government already working on this?
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So what actually needs to happen?
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Why are there so many em-dashes on this website?
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Bruh, I still don't get it. Am I screwed?
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